What are the fees when sending funds from my Aspire USD account?

Transfer fees depend on the type of transfer sent from your Aspire USD Account:

  • For transfers within the US via ACH or ABA/Fedwire, there are NO associated fees.
  • For transfers that are USD to USD using SWIFT payment (within or outside the US), there will be a USD 15.00 fee. 
  • For FX transfers that are sent using SWIFT payment, they will be converted at the best rates, which are up to 3x cheaper than banks, and will also incur a 15.00 USD fee.
  • For FX transfers that can be sent using local rails of the respective country, they will not be charged a USD 15.00 fee. 
    Note: Read here for more information on what currencies can be sent out locally from Aspire USD account.

Important note:

  • SWIFT transfers may involve intermediary/correspondent banks fees that may be deducted from the sent amount. This fee varies based on the correspondent banks used by SWIFT network and can be between $7 - $60.
    To avoid this, toggle the "Pay USD 15 extra and fix this amount" button to ensure the recipient receives the exact amount.
  • You cannot select a specific intermediary bank for your transfer.
  • Transfers are subject to compliance checks.


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