What are the fees when sending funds from my Aspire USD account?

Transfer fees depend on the type of transfer sent from your Aspire USD Account:

  • For transfers within the US via ACH or ABA/Fedwire, there are NO associated fees.
  • For transfers outside the US that are USD to USD using SWIFT payment, there will be a USD 15.00 fee. 
    Note: If you send within the US using the SWIFT network, you will also incur a USD 15.00 fee. 
  • For transfers that convert into a currency other than USD, they will be converted at the best rates, which are up to 3x cheaper than banks, and will also incur a 15.00 USD fee.

Important note:

- SWIFT transfers may involve intermediary/correspondent banks fees that may be deducted from the sent amount. This fee varies based on the correspondent banks used by SWIFT network and can be between $7 - $60.

To avoid this, toggle the "Pay USD 15 extra and fix this amount" button to ensure the recipient receives the exact amount.

- You cannot select a specific intermediary bank for your transfer. 

- Transfers are subject to compliance checks.


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