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What types of merchants fall under the Merchant Category Restrictions?

Note: The following categories are applicable to the Merchant Category Restriction feature under Cards.

Please view the table below for the available merchants under each category: 

Category Name Description
  • Direct Marketing - Catalog Merchant
  • Direct Marketing - Combination Catalog and Retail Merchant
  • Direct Marketing - Outbound Telemarketing Merchant
  • Direct Marketing - Inbound Teleservices Merchant
  • Direct Marketing - Continuity/subscription Merchant
  • Direct Marketing - Other Direct Marketers (Not Elsewhere Classified)
  • Direct Marketing - Travel-related Arrangement Services
  • Direct Marketing - Insurance Services
  • Advertising Services
  • MCC specific to airline companies
  • Airlines and Air Carriers (Not Elsewhere Classified)
  • Airports, Flying Fields, and Airport Terminals
Alcohol and Bars
  • Drinking Places - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques
  • Package Stores - Beer, Wine, and Liquor
Books and Newspapers
  • Miscellaneous Publishing and Printing
  • Books, Periodicals and Newspapers
  • Book Stores
  • News Dealers and Newsstands
  • Quick Copy, Reproduction,and Blueprinting Services
Car Rental
  • MCC specific to car rental companies
  • Car Rental Agencies (Not Elsewhere Classified)
  • Truck and Utility Trailer Rentals
  • Motor Home and Recreational Vehicle Rentals
  • Charitable Social Service Organizations
  • Men's, Women's, and Children's Uniforms and Commercial Clothing
  • Commercial Footwear
  • Department Stores
  • Men's and Boys' Clothing and Accessories Stores
  • Women's Ready-To-Wear Stores
  • Women's Accessory and Specialty Shops
  • Children's and Infants' Wear Stores
  • Family Clothing Stores
  • Sports and Riding Apparel Stores
  • Shoe Stores
  • Furriers and Fur Shops
  • Men's and Women's Clothing Stores
  • Tailors, Seamstresses, Mending, and Alterations
  • Wig and Toupee Stores
  • Miscellaneous Apparel and Accessory Shops
  • Used Merchandise and Secondhand Stores
  • Clothing Rental - Costumes, Uniforms, Formal Wear
Clubs and Memberships
  • Sporting and Recreational Camps
  • Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters
  • Public Golf Courses
  • Membership Clubs (sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
  • Civic, Social, and Fraternal Associations
  • Automobile Associations
  • Membership Organizations (Not Elsewhere Classified)
  • General Contractors - Residential and Commercial
  • Heating, Plumbing, and Air Conditioning Contractors
  • Electrical Contractors
  • Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors
  • Carpentry Contractors
  • Roofing, Siding, and Sheet Metal Work Contractors
  • Concrete Work Contractors
  • Special Trade Contractors (Not Elsewhere Classified)
  • Plumbing and Heating Equipment and Supplies
  • Metal Service Centers and Offices
  • Swimming Pools - Sales and Service
  • Real Estate Agents and Managers
Construction Materials
  • Construction Materials (Not Elsewhere Classified)
  • Commercial Equipment (Not Elsewhere Classified)
  • Electrical Parts and Equipment
  • Hardware, Equipment and Supplies
  • Plumbing and Heating Equipment and Supplies
  • Industrial Supplies (Not Elsewhere Classified)
  • Paints, Varnishes and Supplies
  • Home Supply Warehouse Stores
  • Lumber and Building Materials Stores
  • Glass, Paint, and Wallpaper Stores
  • Hardware Stores
  • Chemicals and Allied Products (Not Elsewhere Classified)
  • Mobile Home Dealers
  • Car and Truck Dealers (new and Used) Sales, Service, Repairs, Parts, and Leasing
  • Car and Truck Dealers (used Only) Sales, Service, Repairs, Parts, and Leasing
  • Boat Dealers
  • Camper, Recreational and Utility Trailer Dealers
  • Motorcycle Shops and Dealers
  • Motor Homes Dealers
  • Snowmobile Dealers
  • Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified)
  • Security Brokers/Dealers
  • Elementary and Secondary Schools
  • Colleges, Universities, Professional Schools, and Junior Colleges
  • Correspondence Schools
  • Business and Secretarial Schools
  • Vocational and Trade Schools
  • Schools and Educational Services (Not Elsewhere Classified)
  • Electronics Stores
  • Electric Razor Stores - Sales and Service
  • Electronics Repair Shops
  • Video Amusement Game Supplies
  • Motion Picture Theaters
  • DVD/Video Tape Rental Stores
  • Dance Halls, Studios and Schools
  • Ticket Agencies and Theatrical Producers (except Motion Pictures)
  • Bands, Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified)
  • Billiard and Pool Establishments
  • Bowling Alleys
  • Video Game Arcades/Establishments
  • Recreation Services (Not Elsewhere Classified)
  • Trailer Parks and Campgrounds
  • Motion Picture and Video Tape Production and Distribution
Financial Institutions
  • Money Transfer
  • Financial Institutions - Manual Cash Disbursements
  • Financial Institutions - Automated Cash Disbursements
  • Financial Institutions - Merchandise, Services, and Debt Repayment
  • Non-financial Institutions - Foreign Currency, Non-fiat Currency (e.g., Cryptocurrency), Money Orders (Not Money)
  • Non-financial Institutions - Stored Value Card Purchase/Load
  • Consumer Credit Reporting Agencies
  • Fines
Courier Services
  • Courier Services - Air and Ground, and Freight Forwarders
  • Postal Services – Government Only
Fuel and Gas
  • Petroleum and Petroleum Products
  • Service Stations (with Or Without Ancillary Services)
  • Automated Fuel Dispensers
  • Electric Vehicle Charging
  • Fuel Dealers - Fuel Oil, Wood, Coal, and Liquefied Petroleum
  • Government-Owned Lotteries (U.S. Region Only)
  • Government Licensed Online Casinos (U.S. Region Only)
  • Government Licensed Horse/Dog Racing (U.S. Region Only)
  • Betting, Including Lottery Tickets, Casino Gaming Chips, Off-track Betting, Wagers At Race Tracks and Games of Chance To Win Prizes of Monetary Value
  • Government-owned Lotteries (non-U.S. Region)
General Merchandise
  • Durable Goods (Not Elsewhere Classified)
  • Piece Goods, Notions, and Other Dry Goods
  • Nondurable Goods (Not Elsewhere Classified)
  • Duty Free Stores
  • Discount Stores
  • Variety Stores
  • Miscellaneous General Merchandise
  • Digital Goods - Large Digital Goods Merchant
  • Camera and Photographic Supply Stores
  • Sewing, Needlework, Fabric and Piece Goods Stores
  • Door-to-door Sales
  • Artist's Supply and Craft Shops
  • Miscellaneous and Specialty Retail Shops
  • Luggage and Leather Goods Stores
  • Antique Shops - Sales, Repairs, and Restoration Services
  • Pawn Shops
  • Wrecking and Salvage Yards 5937: Antique Reproductions
  • Gift, Card, Novelty and Souvenir Shops
  • Glassware/Crystal Stores
  • Stamp and Coin Stores
  • Typewriter Stores - Sales, Rentals, and Service
Government Services
  • Government Services (Not Elsewhere Classified)
  • U.S. Federal Government Agencies Or Departments
Home Furnishings
  • Furniture, Home Furnishings, and Equipment Stores, Except Appliances
  • Floor Covering Stores
  • Drapery, Window Covering, and Upholstery Stores
  • Fireplace, Fireplace Screens and Accessories Stores
  • Miscellaneous Home Furnishing Specialty Stores
  • Household Appliance Stores
  • Equipment, Tool, Furniture, and Appliance Rental and Leasing
  • Furniture - Reupholstery, Repair, and Refinishing
  • Welding Services
Hotels and Lodging
  • MCC specific to hotel companies
  • Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified)
  • Timeshares
  • Insurance Sales, Underwriting, and Premiums
Internet and Phone
  • Telecommunication Equipment and Telephone Sales
  • Telecommunication Services, Including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic-Stripe-Reading Telephones
  • Computer Network/information Services
  • Telegraph Services
Intra Company Purchases
  • Intra-Company Purchases
  • Precious Stones and Metals, Watches and Jewelry
  • Women's Accessory and Specialty Shops
  • Jewelry Stores, Watches, Clocks, and Silverware Stores
  • Watch, Clock and Jewelry Repair
Agricultural Co-operatives
  • Agricultural Co-operatives
  • Public Warehousing and Storage – Farm Products, Refrigerated,Goods, Household Goods, and Storage
Landscaping & Horticulture services
  • Landscaping and Horticultural Services
  • Nurseries and Lawn and Garden Supply Stores
  • Florist Supplies, Nursery Stock and Flowers
  • Florists
Legal Services
  • Legal Services and Attorneys
  • Court Costs, Including Alimony and Child Support
  • Bail and Bond Payments
Mechanics and Auto Supplies
  • Motor Vehicle Supplies and New Parts
  • Automotive Tire Stores
  • Automotive Parts and Accessories Stores
  • Automotive Body Repair Shops
  • Tire Retreading and Repair Shops
  • Automotive Paint Shops
  • Automotive Service Shops (Non-Dealer)
  • Car Washes
  • Ambulance Services
  • Medical, Dental, Ophthalmic and Hospital Equipment and Supplies
  • Drugs, Drug Proprietaries, and Druggist Sundries
  • Drug Stores and Pharmacies
  • Hearing Aids - Sales, Service, and Supply
  • Orthopedic Goods - Prosthetic Devices
  • Cosmetic Stores
  • Cigar Stores and Stands
  • Health and Beauty Spas
  • Doctors and Physicians (Not Elsewhere Classified)
  • Dentists and Orthodontists
  • Osteopaths
  • Chiropractors
  • Optometrists and Ophthalmologists
  • Opticians, Optical Goods, and Eyeglasses
  • Podiatrists and Chiropodists
  • Nursing and Personal Care Facilities
  • Hospitals
  • Medical and Dental Laboratories
  • Medical Services and Health Practitioners (Not Elsewhere Classified)
  • Testing Laboratories (Non-Medical Testing)
  • Emergency Services (GCAS)
Music and Instruments
  • Music Stores - Musical Instruments, Pianos, and Sheet Music
  • Record Stores
Office Supplies
  • Office and Commercial Furniture
  • Photographic, Photocopy, Microfilm Equipment and Supplies
  • Stationery, Office Supplies, Printing and Writing Paper
  • Stationery Stores, Office and School Supply Stores
  • Parking Lots, Parking Meters and Garages
Veterinary Services
  • Veterinary Services
  • Pet Shops, Pet Foods and Supplies Stores
Political Organizations
  • Political Organizations
Professional Services
  • Typesetting, Plate Making and Related Services
  • Specialty Cleaning, Polishing and Sanitation Preparations
  • Laundry, Cleaning, and Garment Services
  • Laundries - Family and Commercial
  • Dry Cleaners
  • Carpet and Upholstery Cleaning
  • Photographic Studio
  • Beauty and Barber Shops
  • Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops
  • Funeral Services and Crematories
  • Counseling Services - Debt, Marriage, and Personal
  • Buying and Shopping Services and Clubs
  • Massage Parlors
  • Miscellaneous Personal Services (Not Elsewhere Classified)
  • Commercial Photography, Art, and Graphics
  • Stenographic and Secretarial Support
  • Exterminating and Disinfecting Services
  • Cleaning, Maintenance, and Janitorial Services
  • Employment Agencies and Temporary Help Services
  • Information Retrieval Services
  • Computer Maintenance, Repair and Services (Not Elsewhere Classified)
  • Management, Consulting, and Public Relations Services
  • Detective Agencies, Protective Services, and Security Services, Including Armored Cars, and Guard Dogs
  • Photofinishing Laboratories and Photo Developing
  • Business Services (Not Elsewhere Classified)
  • Towing Services
  • Air Conditioning and Refrigeration Repair Shops
  • Electrical and Small Appliance Repair Shops
  • Miscellaneous Repair Shops and Related Services
  • Child Care Services
  • Architectural, Engineering, and Surveying Services
  • Cable, Satellite and Other Pay Television/Radio/Streaming Services
  • Professional Services (Not Elsewhere Classified)
Religious Organizations
  • Religious Goods Stores
  • Religious Organizations
  • Bakeries
  • Caterers
  • Eating Places and Restaurants
  • Fast Food Restaurants
  • Computers and Computer Peripheral Equipment and Software
  • Computer Software Stores
  • Digital Goods - Games
  • Digital Goods - Applications (excludes Games)
  • Digital Goods Media - Books, Movies, Digital Artwork/images, Music
  • Dating Services
  • Computer Programming, Data Processing, and Integrated Systems Design Services
Sporting Good Stores
  • Bicycle Shops - Sales and Service
  • Sporting Goods Stores
  • Hobby, Toy, and Game Shops
  • Tent and Awning Shops
Supermarkets and Grocery Stores
  • Marketplaces
  • Wholesale Clubs
  • Grocery Stores and Supermarkets
  • Freezer and Locker Meat Provisioners
  • Candy, Nut, and Confectionery Stores
  • Dairy Products Stores
  • Miscellaneous Food Stores - Convenience Stores and Specialty Markets
Taxes & Accounting
  • Tax Preparation Services
  • Accounting, Auditing, and Bookkeeping Services
  • Tax Payments
Tours, Museums, Amusement and Travel Agencies
  • Travel Agencies and Tour Operators
  • Package Tour Operators - Germany Only
  • Art Dealers and Galleries
  • Tourist Attractions and Exhibits
  • Amusement Parks, Circuses, Carnivals, and Fortune Tellers
  • Aquariums, Seaquariums, Dolphinariums, and Zoos
Transportation Services
  • Railroads
  • Local and Suburban Commuter Passenger Transportation, Including Ferries
  • Passenger Railways
  • Bus Lines
  • Marinas, Marine Service, and Supplies
  • Taxicabs and Limousines
  • Steamship and Cruise Lines
  • Boat Rentals and Leasing
  • Tolls and Bridge Fees
  • Transportation Services (Not Elsewhere Classified)
  • Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery
  • Utilities - Electric, Gas, Water, and Sanitary


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