All about IDR Account
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      3. All about IDR Account

      What are the transfer fees on my IDR Account?

      Local IDR Transfers

      Local IDR transfers refer to a transaction between an Indonesian bank account with your Aspire IDR Account.

      • Sending Transfers:
        • Single transfers: Enjoy 10 free single local IDR transfers per month from your IDR account. This excludes transfers sent using the RTGS transaction system). Beyond this limit, fees will be incurred as outlined below:
          • BI - FAST: IDR 2,200 
          • RTOL: IDR 3,000
          • SKN: IDR 2,800 
          • RTGS: IDR 28,000
        • Batch Transfers: Fees will be determined* based on the transaction system used for each transfer within the batch transfer you have initiated.
          • BI - FAST: IDR 2,200 
          • RTOL: IDR 3,000
          • SKN: IDR 2,800 
          • RTGS: IDR 28,000

      *We generally send all local IDR transfers via BI-FAST. However, if the destination bank does not support BI-FAST transfers, we'll use alternatives (RTOL/SKN/RTGS) that may take longer. 

      You can view the exact fee breakdown on the transfer detail page post-transaction.

      • Receiving Transfers: You can receive local transfers to your Aspire IDR Account for free!

      FX IDR Transfers 

      FX IDR transfers refer to transfers sent or received from currencies other than IDR. 

      • Sending Transfers: Currently, we apply zero FX fees and a competitive currency rate for FX transfers sent from your IDR Account!
      • Receiving Transfers: Currently, we apply zero FX fees when receiving FX transfers to your IDR Account! 

      Questions? Please log in to the app and reach out in the chat at the bottom right corner of the screen.

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