How to send local transfers from Aspire EUR account?

Sending EUR transfers to SEPA countries is FREE and will typically take 1-2 business days*
 Andorra  Greece  Norway
 Austria  Hungary  Poland
 Belgium  Iceland Portugal*
 Bulgaria  Ireland  Romania
 Cyprus  Italy  San Marino
 Croatia  Latvia  Slovakia
 Czech Republic  Liechtenstein  Slovenia
Denmark*  Lithuania Spain*
 Estonia  Luxembourg  Sweden
Finland*   Malta  Switzerland
France*  Monaco United Kingdom*
 Germany Netherlands*  Vatican City

Notes for SEPA Countries table above:

  • Denmark - Excluding the Faroe Islands and Greenland.

  • Finland - Including the Aland Islands.

  • France - Including Martinique, Guadeloupe, French Guiana, Réunion, St Pierre et Miquelon, Mayotte, Saint Martin and Saint Barthélemy but excluding New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.

  • Netherlands - Excluding Aruba and the Netherlands Antilles.

  • Portugal - Including Azores and Madeira.

  • Spain - Including the Canary Islands, Ceuta and Melilla.

  • United Kingdom - Including Gibraltar, the Isle of Man, Guernsey, Jersey, but excluding Anguilla, Cayman Islands, Falkland Islands, South Georgia and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands.

Note! Kosovo and Montenegro use the Euro as their domestic currency but do not belong to SEPA.

*Our partners may perform compliance checks on transactions, which could result in delays in funds receipt. Admins and Finance users will be notified if more documents or information are required before funds are credited. Additionally, weekends, public holidays, and banking hours may also affect funds receipt, which is beyond our control.


Besides SEPA countries, you could also send FREE local to the currencies below: 

Currency Home Country Maximum Amount per Local Transfer
AUD Australia No limit
CAD Canada 100K CAD
CZK Czech Republic  1M CZK
DKK Denmark No Limit
EUR Europe No Limit
GBP United Kingdom 100k GBP
HKD Hong Kong 500K HKD
HUF Hungary 10M HUF
IDR Indonesia 350M IDR
INR India 1.5M INR per beneficiary per day
MXN Mexico No Limit
MYR Malaysia 100K MYR
NOK Norway 25M NOK
PHP Philippines 1.3M PHP
PLN Poland 150K PLN
RON Romania 200K RON
SEK Sweden No Limit
USD United States 1M USD
SGD Singapore 200K SGD

To send local transfers from your Aspire EUR Account:

1. Go to your EUR Account, click on "Submit a transfer".

2. Click on "New Recipient".

3. Select the currency you wish to send and provide the account holder's name, country, recipient type, and recipient's bank details. Then, click on the "Continue" button to proceed.

4. To send a local* transfer, be sure to select the "Local Bank Account" tab.


*Only selected countries above can be sent locally. 


5. Enter the amount you wish to send. Additionally, you may link the transaction to a budget or include a payment reference, an internal note, and other payment categories. Once completed, click the "Next" button.

6. Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button.


Questions? Please log in to the app and reach out in the chat at the bottom right corner of the screen.

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