Admin and Finance users with transfer rights can send international transfers from the Aspire EUR account in 2 ways.
Method 1: Via local transfer
As long as you have your client's local bank details in their respective country (e.g. Australian/Canadian local bank account details), you can send FREE local transfers in their home currency within 1-2 business days*!
You have the flexibility to send various currencies, but please note that there are limits for certain currencies:
Method 2: Via SWIFT transfer
SWIFT transfers typically take 3-5 business days* to arrive and have a cost of EUR 10. However, please note that there may be intermediary bank fees deducted from the sent amount, which can range from $7 to $60.
To guarantee that the recipient receives the full amount, you have the option to cover the intermediary SWIFT Fee which costs EUR 20.
*Our partners may perform compliance checks on transactions, which could result in delays in funds receipt. Admins and Finance users will be notified if more documents or information are required before funds are credited. Additionally, weekends, public holidays, and banking hours may also affect funds receipt, which is beyond our control.
You can send the following currencies via SWIFT:
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 Hungarian Forint (HUF) |
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 US Dollar (USD) |
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 Israeli Shekel (ILS) |
Australian Dollar (AUD)
Japanese Yen (JPY)
Saudi Riyal (SAR)
Bahrain Dinar (BHD)
Kenyan Shilling (KES)
Singapore Dollar (SGD)
Canadian Dollar (CAD)
Kuwait Dinar (KWD)
South African Rand (ZAR)
Chinese Yuan (CNH)
Malaysian Ringgit (MYR)
Swedish Krona (SEK)
Czech Koruna (CZK)
Mexican Peso (MXN)
Swiss Franc (CHF)
Danish Krone (DKK)
New Zealand Dollar (NZD)
Thai Baht (THB)
Euro (EUR)
Norwegian Krone (NOK)
Turkish Lira (TRY)
Hong Kong Dollar (HKD)
Omani Rial (OMR)
Ugandan Shilling (UGX)
Polish Zloty (PLN)
UK Sterling (GBP)
Indian Rupee (INR)
Qatar Rial (QAR)
United Arab Emirates Dirham (AED)
Indonesian Rupiah (IDR)
Romanian Leu (RON)
You can send SWIFT transfers to all countries except for the listed ones below:
| Belarus | Libya | Sudan |
| Crimea | Luhansk region of Ukraine | Syria |
| Cuba | Myanmar | Venezuela |
| Donetsk region of Ukraine | North Korea |
Zaporizhzhia region of Ukraine
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| Iran | Russia | Cambodia |
| Kherson region of Ukraine |
South Sudan
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To view the latest updates on restricted countries, please refer to the link here.
To send transfers from your Aspire EUR Account:
1. Go to your EUR Account, click on "Submit a transfer"
2. Click on "New Recipient"
3. Select the currency you wish to send, then place the account holder name, country and recipient type
4. To send a local transfer*, be sure to select the "Local Bank Account" tab.
*Note! Only selected currencies can be sent locally.
5. Enter the recipient's bank details and proceed by clicking the "Continue" button
6. Enter the amount you wish to send. Additionally, you may link the transaction to a budget or include a payment reference, an internal note, and other payment categories. Once completed, click the "Next" button.
SWIFT transfers may have intermediary bank fees deducted from the sent amount, which vary between $7 - $60 based on the correspondent banks used.
To avoid this, toggle the "Pay EUR 10 extra and fix this amount" button to ensure the recipient receives the exact amount.
7. Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button
Note:
- For EUR & GBP local transfers, the receiver will see your company name as the sender of the funds.
- For other currencies that can be sent locally, the receiver will see our partner's name (CurrencyCloud, Trustly, Vitesse, or NIUM) as the sender of the funds.
- If you are initiating a SWIFT transfer and your business name is longer than 35 characters, please include the full business name in the Payment Reference field. Field 50 (Payer Name) of the MT103 has an inbuilt limitation by SWIFT of 35 characters.
- If you experience an error when making the transfer, contact our Support team and attach a screenshot of the error message so we may further assist you.
Questions? Please log in to the app and reach out in the chat at the bottom right corner of the screen.
Suggestions? Let us know here.