How to add funds to my IDR Account?

You can add funds to your IDR Account via your USD Account or by bank transfer.


  • For transfers from USD Aspire accounts, there is a maximum limit of IDR 350 million.
  • Currently, we have a limitation on accepting transfers sent via the BI FAST transaction system to your IDR account. If you want to receive an instant transfer, please advise your sender to use RTOL as the transaction system.
  • When transferring funds to our CIMB virtual account using SKN/ LLG or  RTGS, please use PT Kharisma Catur Mandala as the beneficiary name.
  • If you are transferring funds exceeding IDR 50 million to your Aspire IDR Account, kindly use your Maybank Virtual Account.

You can add funds to your IDR Aspire Account via two transfer methods:  

Transfer via USD Aspire Account

You would need to activate your USD Account. Please see this FAQ  for further details. Once your USD account is activated, you can add your IDR account as a new beneficiary for IDR transfers using funds from the USD Account. Please refer to the virtual account number provided in your IDR Account details.

As an alternative, you can contact our Customer Care team through the Aspire app by clicking the chatbox feature on your lower right-hand corner. You can also contact your Account Manager to request a transfer of funds from your USD Account to your IDR Account.

Transfers from local banks in Indonesia

You can also receive funds through the 6 virtual accounts in your IDR Account: 

  • CIMB
  • Maybank
  • Permata
  • Mandiri
  • BRI
  • BNI

Each virtual account has a different account number. You can access the virtual account numbers by opening your IDR Account tab. Watch the video below to learn more: 

Questions? Please log in to the app and reach out in the chat at the bottom right corner of the screen.

Suggestions? Let us know here.