How long does it take for the funds to reach my SGD Local account?

The time it takes to process incoming local transfers depends on the payment method.

Your Aspire SGD Local account can receive funds through the following methods with different processing time for each:

  • Incoming Fast and Secure Transfers (FAST) are instantaneously, usually within 2 hours
  • GIRO or MEPS transfers take up to 4-5 business days.
  • Transfers with the PayNow details are near-instant.

Why is my transfer taking longer than expected?

Please note that as part of our efforts to serve you better, Aspire may conduct periodic reviews from time to time. While we will do our best to expedite these reviews, Aspire can not be held responsible for any delays arising from such reviews.


When sending funds to your account for the first time or receiving investment/funding, please notify us in advance and share supporting documents through this form.


Questions? Please log in to the app and reach out in the chat at the bottom right corner of the screen.

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