---
title: What are the transfer fees on my SGD account?
description: Local SGD transfers are free, with favorable rates for foreign currency transfers.
---

[Skip to content](https://support.aspireapp.com/migration/trial/what-are-the-transfer-fees-on-my-sgd-account#main-content)

English

Show submenu for translations

![Circle-2.png\]](https://support.aspireapp.com/hs-fs/hubfs/Circle-2.png?height=200&name=Circle-2.png)

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- Go to aspireapp.com

 Go to aspireapp.com

 Hello. How can we help you?

- There are no suggestions because the search field is empty.

1. [Trial](https://support.aspireapp.com/migration/trial?hsLang=en)
2. [SGD Account](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en)
3. [General](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#general)

# What are the transfer fees on my SGD account?

## Local SGD transfers are free, with favorable rates for foreign currency transfers.

  

Simply click the link below to learn about the fees for each transfer type:

- [**Receiving local transfers within Singapore**](https://support.aspireapp.com/migration/trial/what-are-the-transfer-fees-on-my-sgd-account#ReceiveLocal)
- [**Receiving international FX transfers**](https://support.aspireapp.com/migration/trial/what-are-the-transfer-fees-on-my-sgd-account#ReceiveInternational)
- [**Sending local transfers within Singapore**](https://support.aspireapp.com/migration/trial/what-are-the-transfer-fees-on-my-sgd-account#SendLocal)
- [**Sending international FX transfers**](https://support.aspireapp.com/migration/trial/what-are-the-transfer-fees-on-my-sgd-account#SendInternational)

 For more information on transaction fees, visit our [pricing page](https://aspireapp.com/pricing/business-account) and navigate to the " **Simple transaction pricing**" section. From there, you can easily compare our fees for each type of transaction.

---

### **Receiving local transfers within Singapore**

There are no fees for receiving local SGD transfers to your Aspire SGD account.

### Receiving international FX transfers

For all [supported currencies](https://support.aspireapp.com/faq/what-currencies-can-i-receive-from-overseas?hsLang=en) (except SGD**\***)

**1.** Zero fees from Aspire, best rates up to 3x cheaper than banks

**2.** Depending on the charge type, a SWIFT transfer fee may apply.

***\***For inbound SGD transfers, where the source bank handles the conversion and no further conversion is needed at Aspire, a flat, transparent fee of SGD $35 would be applied.*

We suggest you clarify the arrangement with your sending party before the payment instruction.

In all cases, the above fees would already be deducted from the amount which will be deposited into your Aspire SGD account.

### **Sending local transfers within Singapore**

You can send FAST transfers from your Aspire for **FREE**! 

### Sending international FX transfers

Transfers are done at the mid-market FX rate and are charged with the standard Wise fee. Wise offers amongst the best conversion rates in the market. 

Simulate the FX rate & fees on a transaction by clicking this link [**here**](https://wise.com/gb/currency-converter/). 

 

**Questions?** Please log in to the app and reach out in the chat at the bottom right corner of the screen.

---

**Suggestions?** Let us know [here](https://share.hsforms.com/1X4gc3uK1RQmgwTGVnQJg0Qclt5p?referring_page_website_from_form=What%20are%20the%20transfer%20fees%20on%20my%20SGD%20account?).

- [Account Management](https://support.aspireapp.com/migration/trial/account-management?hsLang=en#main-content)

    - [Notification Settings](https://support.aspireapp.com/migration/trial/account-management?hsLang=en#notification-settings)
    - [Multi-User Access](https://support.aspireapp.com/migration/trial/account-management?hsLang=en#multi-user-access)
    - [Account Details](https://support.aspireapp.com/migration/trial/account-management?hsLang=en#account-details)
    - [Account Opening & Eligibility](https://support.aspireapp.com/migration/trial/account-management?hsLang=en#account-opening-eligibility)
    - [Approval Policy](https://support.aspireapp.com/migration/trial/account-management?hsLang=en#approval-policy)
    - [Account Closure](https://support.aspireapp.com/migration/trial/account-management?hsLang=en#account-closure)
- [DBS USD Account](https://support.aspireapp.com/migration/trial/dbs-usd-account?hsLang=en#main-content)

    - [Send Money](https://support.aspireapp.com/migration/trial/dbs-usd-account?hsLang=en#send-money)
    - [Receive Money](https://support.aspireapp.com/migration/trial/dbs-usd-account?hsLang=en#receive-money)
    - [General Information](https://support.aspireapp.com/migration/trial/dbs-usd-account?hsLang=en#general-information)
- [Cards](https://support.aspireapp.com/migration/trial/cards?hsLang=en#main-content)

    - [Advance Cards](https://support.aspireapp.com/migration/trial/cards?hsLang=en#advance-cards)
    - [General Card Information](https://support.aspireapp.com/migration/trial/cards?hsLang=en#general-card-information)
    - [Physical Card](https://support.aspireapp.com/migration/trial/cards?hsLang=en#physical-card)
    - [Debit Cards](https://support.aspireapp.com/migration/trial/cards?hsLang=en#debit-cards)
- [Aspire USD Account](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en#main-content)

    - [Send Money](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en#send-money)
    - [About your Aspire USD Account](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en#about-your-aspire-usd-account)
    - [Receive Money](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en#receive-money)
    - [Managing your Aspire USD Account](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en#managing-your-aspire-usd-account)
    - [Eligibility](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en#eligibility)
- [Uncategorized](https://support.aspireapp.com/migration/trial/uncategorized?hsLang=en)
- [IDR Account](https://support.aspireapp.com/migration/trial/idr-account?hsLang=en#main-content)

    - [All about IDR Account](https://support.aspireapp.com/migration/trial/idr-account?hsLang=en#all-about-idr-account)
    - [Send Money](https://support.aspireapp.com/migration/trial/idr-account?hsLang=en#send-money)
    - [Receive Money](https://support.aspireapp.com/migration/trial/idr-account?hsLang=en#receive-money)
    - [Managing IDR Account](https://support.aspireapp.com/migration/trial/idr-account?hsLang=en#managing-idr-account)
    - [Integrations](https://support.aspireapp.com/migration/trial/idr-account?hsLang=en#integrations)
- [Revenue Management](https://support.aspireapp.com/migration/trial/revenue-management?hsLang=en#main-content)

    - [Invoice Management](https://support.aspireapp.com/migration/trial/revenue-management?hsLang=en#invoice-management)
- [Spend Management](https://support.aspireapp.com/migration/trial/spend-management?hsLang=en#main-content)

    - [Bills](https://support.aspireapp.com/migration/trial/spend-management?hsLang=en#bills)
    - [Claims](https://support.aspireapp.com/migration/trial/spend-management?hsLang=en#claims)
    - [Budgets](https://support.aspireapp.com/migration/trial/spend-management?hsLang=en#budgets)
    - [Credit for Working Capital](https://support.aspireapp.com/migration/trial/spend-management?hsLang=en#credit-for-working-capital)
- [Account Opening](https://support.aspireapp.com/migration/trial/account-opening?hsLang=en#main-content)

    - [Account Opening & Eligibility](https://support.aspireapp.com/migration/trial/account-opening?hsLang=en#account-opening-eligibility)
    - [About Us](https://support.aspireapp.com/migration/trial/account-opening?hsLang=en#about-us)
- [SGD Account](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#main-content)

    - [Receive Internationally](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#receive-internationally)
    - [General](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#general)
    - [Send Internationally](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#send-internationally)
    - [Send & Receive PayNow Locally](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#send-receive-paynow-locally)
    - [Send Locally](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#send-locally)
    - [Receive Locally](https://support.aspireapp.com/migration/trial/sgd-account?hsLang=en#receive-locally)
- [Payment Platforms](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#main-content)

    - [PayPal](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#paypal)
    - [Qoo10](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#qoo10)
    - [Shopify](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#shopify)
    - [Shopee](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#shopee)
    - [Etsy](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#etsy)
    - [Stripe](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#stripe)
    - [Lazada](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#lazada)
    - [Apple App Store](https://support.aspireapp.com/migration/trial/payment-platforms?hsLang=en#apple-app-store)
- [Accounting Integrations](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#main-content)

    - [Export Data](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#export-data)
    - [QuickBooks](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#quickbooks)
    - [NetSuite](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#netsuite)
    - [Category Management](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#category-management)
    - [Xero](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#xero)
    - [Accurate](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#accurate)
    - [Zoho Expense](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#zoho-expense)
    - [Jurnal](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#jurnal)
    - [SAP Business One](https://support.aspireapp.com/migration/trial/accounting-integrations?hsLang=en#sap-business-one)
- [Safety and Security](https://support.aspireapp.com/migration/trial/safety-and-security?hsLang=en#main-content)

    - [Other Queries](https://support.aspireapp.com/migration/trial/safety-and-security?hsLang=en#other-queries)
    - [Funds Safety](https://support.aspireapp.com/migration/trial/safety-and-security?hsLang=en#funds-safety)
    - [Personal Data Protection Act (PDPA)](https://support.aspireapp.com/migration/trial/safety-and-security?hsLang=en#personal-data-protection-act-pdpa)
    - [Security and Fraud Controls](https://support.aspireapp.com/migration/trial/safety-and-security?hsLang=en#security-and-fraud-controls)
- [Incorporation](https://support.aspireapp.com/migration/trial/incorporation?hsLang=en)
- [Subscription Plan](https://support.aspireapp.com/migration/trial/subscription-plan?hsLang=en#main-content)

    - [Billing](https://support.aspireapp.com/migration/trial/subscription-plan?hsLang=en#billing)
    - [Services & Value](https://support.aspireapp.com/migration/trial/subscription-plan?hsLang=en#services-value)
    - [Promotions](https://support.aspireapp.com/migration/trial/subscription-plan?hsLang=en#promotions)
- [Others](https://support.aspireapp.com/migration/trial/others?hsLang=en)

[![](https://static.hsappstatic.net/cms-onboarding-ui/ex/default-logo.svg)](https://aspireapp.com)

aspireapp.com Help Center

Copyright © 2026, Aspire