---
title: How to receive money in my SGD account?
description: You can receive money in your SGD Account via local methods or SWIFT.
---

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# How to receive money in my SGD account?

## You can receive money in your SGD Account via local methods or SWIFT.

### Multiple ways to receive money

There are two ways that you can receive money or top up your account, depending on the method of transfer:

- **Via Local SGD Account**  
  You can receive money via FAST, GIRO, and MEPS from any account in Singapore. The time required for the transfers to succeed depends on the chosen method.
- **Via SWIFT SGD Account**  
  You can receive money from local or overseas accounts via SWIFT. This method incurs a S$35.00 fee for transfers in SGD, and with no fees for the [following currencies.](https://support.aspireapp.com/faq/what-currencies-can-i-receive-from-overseas?hsLang=en)

When sending funds to your account for the first time or receiving investment/funding, please **notify us in advance** and share **supporting documents [through this form.](https://share.hsforms.com/1PqtuDhBZRQC4k6jZlXPhrwclt5p?__hstc=76120266.65cf033f208104c3878e3bc12ba00b2b.1650852807125.1675237258835.1675243319258.401&__hssc=76120266.2.1675243319258&__hsfp=3158719838)**

For a visual guide on receiving local transfers, please refer to the video below.

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To receive money via international transfers, please refer to [How do I receive international transfers into my SGD account?](https://support.aspireapp.com/faq/how-to-receive-international-transfers?hsLang=en).

### Additional Notes

 There might be extraordinary circumstances involved if you are expecting incoming transfers. Generally, these additional notes have been included in the Payment Instructions of your SGD Account.

- To receive money from a non-FAST or GIRO account in Singapore, such as USD from a Multi-Currency Account at DBS or SGD from a non-FAST enabled bank via Local Telegraphic Transfer/MEPS, the sender will need to send funds to the following account name: **Aspire FT Pte. Ltd. on behalf of *Your Account Name.***
- If the sending platform has a character limit, you can leave out the end characters of the name and the transfer will still work.
- You can send any common currencies via local telegraphic transfer to the Local SGD Account, provided that it is sent by a local entity/bank. These currencies will be converted to SGD at the [bank board rate](https://www.dbs.com/in/treasures/rates-online/foreign-currency-foreign-exchange.page). In addition, a fee of SGD 10 will be applied for every incoming local telegraphic transfer.

**Questions?** Please log in to the app and reach out in the chat at the bottom right corner of the screen.

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