--- title: Guide to INR Transfers from Aspire USD Account description:   What payment method is used for INR transfers? INR payments are sent locally via IMPS (up to INR 500,000) or NEFT (over INR 500,000, and for banks not connected to IMPS).  What types of beneficiarie --- [Skip to content](https://support.aspireapp.com/migration/trial/guide-to-inr-transfers-from-aspire-usd-account#main-content) English Show submenu for translations ![Circle-2.png\]](https://support.aspireapp.com/hs-fs/hubfs/Circle-2.png?height=200&name=Circle-2.png) Open main navigation Close main navigation - English Show submenu for translations - Go to aspireapp.com Go to aspireapp.com Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Trial](https://support.aspireapp.com/migration/trial?hsLang=en) 2. [Aspire USD Account](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en) 3. [Send Money](https://support.aspireapp.com/migration/trial/aspire-usd-account?hsLang=en#send-money) # Guide to INR Transfers from Aspire USD Account   **What payment method is used for INR transfers?** INR payments are sent locally via IMPS (up to INR 500,000) or NEFT (over INR 500,000, and for banks not connected to IMPS).  **What types of beneficiaries can I transfer INR to?** You can send INR payments to individual or business accounts in India. **Is there a limit on the amount I can send?** INR 1,500,000 per day to any particular beneficiary. **How long does it take for the funds to reach the beneficiary?** The transfer will typically arrive to your beneficiary within 1-2 business days. Do note that transfers are subjected to compliance checks. **What will the sender's name be reflected as?** Our payment partner, CurrencyCloud’s local payout’s name. **What types of payments to India are restricted?** The following payment types are restricted: - Loan payments to businesses in India - If your business is incorporated in India, you **cannot** make INR payments - Payments to non-profit organizations, charities, and charitable funds/institutions in India (*you can send them as USD payments via SWIFT instead*) **What information should I include when sending INR transfers?** When initiating the transfer in the app, Admin and Finance with transfer rights users will be asked to choose the purpose or reason for the transfer from a list of options: **\****If you choose these options, you will be asked to indicate the invoice number and date of the invoice.* **How to obtain a Foreign Inward Remittance Certificate (FIRC)?** If your recipient in India is required to obtain a **Foreign Inward Remittance Certificate** (FIRC), please follow the steps below: 1. [**Reach out to us**](https://support.aspireapp.com/faq/kb-tickets/new?hsLang=en) to get the Unique Transaction Reference (UTR) number and the local payout bank details for your transfer. We will require **5 business days** to get this information for you. 2. After receiving the information from Aspire, please forward it to your recipient who will be required to contact the local payout bank and request for a Credit Advice. **Please note that the Credit Advice is not free of charge.** 3. 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