---
title: Is Aspire a licensed organisation?
description: We are committed to adhering to the regulatory requirements of the countries where we operate.
---

[Skip to content](https://support.aspireapp.com/migration/faq/id/is-aspire-a-licensed-organisation#main-content)

- [English](https://support.aspireapp.com/migration/faq/id/is-aspire-a-licensed-organisation)
- [Bahasa Indonesia](https://support.aspireapp.com/migration/id/faq/id/apakah-aspire-memiliki-lisensi)

English

Show submenu for translations

![Aspire Logo 202011-Sep-07-2023-03-11-02-4248-AM.webp\]](https://support.aspireapp.com/hs-fs/hubfs/Aspire%20Logo%20202011-Sep-07-2023-03-11-02-4248-AM.webp?height=40&name=Aspire%20Logo%20202011-Sep-07-2023-03-11-02-4248-AM.webp)

Open main navigation

Close main navigation

- - [English](https://support.aspireapp.com/migration/faq/id/is-aspire-a-licensed-organisation)
    - [Bahasa Indonesia](https://support.aspireapp.com/migration/id/faq/id/apakah-aspire-memiliki-lisensi)

  English
  
  Show submenu for translations
- [Go to aspireapp.com/id](https://aspireapp.com/id)

[Go to aspireapp.com/id](https://aspireapp.com/id)

 How can we help?

- There are no suggestions because the search field is empty.

1. [Aspire FAQs - Indonesia](https://support.aspireapp.com/migration/faq/id?hsLang=en)
2. [Safety and Security](https://support.aspireapp.com/migration/faq/id/safety-and-security?hsLang=en)
3. [Other Queries](https://support.aspireapp.com/migration/faq/id/safety-and-security?hsLang=en#other-queries)

# Is Aspire a licensed organisation?

We are committed to adhering to the regulatory requirements of the countries where we operate.

Aspire FT Pte. Ltd. (headquartered in Singapore), is currently exempted from holding a license to provide payment services in Singapore under the **Payment Services Act (No. 2 of 2019)**. You can find the list of exempted entities**[here](https://www.mas.gov.sg/regulation/payments/entities-that-have-notified-mas-pursuant-to-the-ps-esp-r)**.

In Indonesia, we operate under the auspices of **PT Kharisma Catur Mandala**. PT Kharisma Catur Mandala is a payment system company regulated by Bank Indonesia with **Fund Transfer permit No: 20/231/DKSP/82**, **Payment Gateway permit no: 22/454/DKSP/Srt/B**, and has registered as an **Electronic System Operator (PSE) at the Ministry of Communication and Information of the Republic of Indonesia, Number: 000972.02/DJAI.PSE/08/2022**.

PT Kharisma Catur Mandala also collaborates with various affiliates and partners regulated by the OJK or licensed by Bank Indonesia for various products and services.

Aspire has collaborated with many partners and customers. Please check out the following articles: **[TechCrunch](https://techcrunch.com/2023/02/13/aspire-100m-seriesc/?guccounter=1),  [Tech In Asia](https://www.techinasia.com/aspire-raises-100m-seriesb-says-annual-volume-tripled),  [Singapore Business Review](https://sbr-com-sg.webpkgcache.com/doc/-/s/sbr.com.sg/financial-services/news/aspire-secures-us100m-in-series-c-round),** and **[PayPal.](https://newsroom.paypal-corp.com/2023-02-21-PayPal-Ventures-Invests-in-Aspires-100-Million-Series-C-Funding-Round)**

You can click **[here](https://aspireapp.com/id)** to visit our website or **[here](https://app.aspireapp.com/sg/login)** to join Aspire!

**Questions?** Please log in to the app and reach out in the chat at the bottom right corner of the screen.

---

**Suggestions?** Let us know [here](https://share.hsforms.com/1X4gc3uK1RQmgwTGVnQJg0Qclt5p?referring_page_website_from_form=Is%20Aspire%20a%20licensed%20organization?).

- [Account Opening](https://support.aspireapp.com/migration/faq/id/account-opening?hsLang=en#main-content)

    - [About Us](https://support.aspireapp.com/migration/faq/id/account-opening?hsLang=en#about-us)
    - [Account Opening & Eligibility](https://support.aspireapp.com/migration/faq/id/account-opening?hsLang=en#account-opening-eligibility)
    - [Other FAQs](https://support.aspireapp.com/migration/faq/id/account-opening?hsLang=en#other-faqs)
- [Account Management](https://support.aspireapp.com/migration/faq/id/account-management?hsLang=en#main-content)

    - [Notification Settings](https://support.aspireapp.com/migration/faq/id/account-management?hsLang=en#notification-settings)
    - [Multi-User Access](https://support.aspireapp.com/migration/faq/id/account-management?hsLang=en#multi-user-access)
    - [Account Details](https://support.aspireapp.com/migration/faq/id/account-management?hsLang=en#account-details)
    - [Account Closure](https://support.aspireapp.com/migration/faq/id/account-management?hsLang=en#account-closure)
    - [Approval Policy](https://support.aspireapp.com/migration/faq/id/account-management?hsLang=en#approval-policy)
    - [Account Analytics](https://support.aspireapp.com/migration/faq/id/account-management?hsLang=en#account-analytics)
- [Receipt Management](https://support.aspireapp.com/migration/faq/id/receipt-management?hsLang=en)
- [SGD Account](https://support.aspireapp.com/migration/faq/id/sgd-account?hsLang=en#main-content)

    - [General](https://support.aspireapp.com/migration/faq/id/sgd-account?hsLang=en#general)
    - [Send Locally](https://support.aspireapp.com/migration/faq/id/sgd-account?hsLang=en#send-locally)
    - [Receive Locally](https://support.aspireapp.com/migration/faq/id/sgd-account?hsLang=en#receive-locally)
    - [Send Internationally](https://support.aspireapp.com/migration/faq/id/sgd-account?hsLang=en#send-internationally)
    - [Receive Internationally](https://support.aspireapp.com/migration/faq/id/sgd-account?hsLang=en#receive-internationally)
- [USD Account](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en#main-content)

    - [About your Aspire USD Account](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en#about-your-aspire-usd-account)
    - [Eligibility](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en#eligibility)
    - [Managing your Aspire USD Account](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en#managing-your-aspire-usd-account)
    - [Send Money](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en#send-money)
    - [Receive Money](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en#receive-money)
- [IDR Account](https://support.aspireapp.com/migration/faq/id/idr-account?hsLang=en#main-content)

    - [All about IDR Account](https://support.aspireapp.com/migration/faq/id/idr-account?hsLang=en#all-about-idr-account)
    - [Managing IDR Account](https://support.aspireapp.com/migration/faq/id/idr-account?hsLang=en#managing-idr-account)
    - [Send Money](https://support.aspireapp.com/migration/faq/id/idr-account?hsLang=en#send-money)
    - [Receive Money](https://support.aspireapp.com/migration/faq/id/idr-account?hsLang=en#receive-money)
- [EUR Account](https://support.aspireapp.com/migration/faq/id/eur-account?hsLang=en#main-content)

    - [Eligibility](https://support.aspireapp.com/migration/faq/id/eur-account?hsLang=en#eligibility)
    - [About your Aspire EUR Account](https://support.aspireapp.com/migration/faq/id/eur-account?hsLang=en#about-your-aspire-eur-account)
    - [Send Money](https://support.aspireapp.com/migration/faq/id/eur-account?hsLang=en#send-money)
    - [Receive Money](https://support.aspireapp.com/migration/faq/id/eur-account?hsLang=en#receive-money)
- [GBP Account](https://support.aspireapp.com/migration/faq/id/gbp-account?hsLang=en#main-content)

    - [Eligibility](https://support.aspireapp.com/migration/faq/id/gbp-account?hsLang=en#eligibility)
    - [About your Aspire GBP Account](https://support.aspireapp.com/migration/faq/id/gbp-account?hsLang=en#about-your-aspire-gbp-account)
    - [Send Money](https://support.aspireapp.com/migration/faq/id/gbp-account?hsLang=en#send-money)
    - [Receive Money](https://support.aspireapp.com/migration/faq/id/gbp-account?hsLang=en#receive-money)
- [Cards](https://support.aspireapp.com/migration/faq/id/cards?hsLang=en#main-content)

    - [General Card Information](https://support.aspireapp.com/migration/faq/id/cards?hsLang=en#general-card-information)
    - [Physical Card](https://support.aspireapp.com/migration/faq/id/cards?hsLang=en#physical-card)
    - [Advance Cards](https://support.aspireapp.com/migration/faq/id/cards?hsLang=en#advance-cards)
    - [Debit Cards](https://support.aspireapp.com/migration/faq/id/cards?hsLang=en#debit-cards)
- [Spend Management](https://support.aspireapp.com/migration/faq/id/spend-management?hsLang=en#main-content)

    - [Bills](https://support.aspireapp.com/migration/faq/id/spend-management?hsLang=en#bills)
    - [Budgets](https://support.aspireapp.com/migration/faq/id/spend-management?hsLang=en#budgets)
    - [Claims](https://support.aspireapp.com/migration/faq/id/spend-management?hsLang=en#claims)
- [Revenue Management](https://support.aspireapp.com/migration/faq/id/revenue-management?hsLang=en#main-content)

    - [General](https://support.aspireapp.com/migration/faq/id/revenue-management?hsLang=en#general)
    - [Invoices](https://support.aspireapp.com/migration/faq/id/revenue-management?hsLang=en#invoices)
    - [Payment Link](https://support.aspireapp.com/migration/faq/id/revenue-management?hsLang=en#payment-link)
    - [Payment Gateway](https://support.aspireapp.com/migration/faq/id/revenue-management?hsLang=en#payment-gateway)
- [Accounting Integrations](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#main-content)

    - [Category Management](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#category-management)
    - [Export Data](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#export-data)
    - [QuickBooks](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#quickbooks)
    - [NetSuite](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#netsuite)
    - [Zoho Expense](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#zoho-expense)
    - [Xero](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#xero)
    - [SAP Business One](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#sap-business-one)
    - [Jurnal](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#jurnal)
    - [Accurate](https://support.aspireapp.com/migration/faq/id/accounting-integrations?hsLang=en#accurate)
- [Subscription Plan](https://support.aspireapp.com/migration/faq/id/subscription-plan?hsLang=en#main-content)

    - [Services & Value](https://support.aspireapp.com/migration/faq/id/subscription-plan?hsLang=en#services-value)
    - [Billing](https://support.aspireapp.com/migration/faq/id/subscription-plan?hsLang=en#billing)
- [Payment Platforms](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#main-content)

    - [Qoo10](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#qoo10)
    - [Shopify](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#shopify)
    - [Lazada](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#lazada)
    - [PayPal](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#paypal)
    - [Shopee](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#shopee)
    - [Stripe](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#stripe)
    - [Apple App Store](https://support.aspireapp.com/migration/faq/id/payment-platforms?hsLang=en#apple-app-store)
- [Safety and Security](https://support.aspireapp.com/migration/faq/id/safety-and-security?hsLang=en#main-content)

    - [Funds Safety](https://support.aspireapp.com/migration/faq/id/safety-and-security?hsLang=en#funds-safety)
    - [Security and Fraud Controls](https://support.aspireapp.com/migration/faq/id/safety-and-security?hsLang=en#security-and-fraud-controls)
    - [Personal Data Protection Act (PDPA)](https://support.aspireapp.com/migration/faq/id/safety-and-security?hsLang=en#personal-data-protection-act-pdpa)
    - [Other Queries](https://support.aspireapp.com/migration/faq/id/safety-and-security?hsLang=en#other-queries)
- [Others](https://support.aspireapp.com/migration/faq/id/others?hsLang=en)

[![](https://static.hsappstatic.net/cms-onboarding-ui/ex/default-logo.svg)](https://aspireapp.com)

<https://www.facebook.com/> <https://www.twitter.com/> <https://www.instagram.com/> <https://podcasts.apple.com/> [mailto:email@email.com](mailto:email@email.com)

Copyright © 2026, Aspire