---
title: Guide to AUD Transfers from Aspire USD Account
description: Follow this payment guide for sending AUD from your Aspire USD account.
---

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1. [Aspire FAQs - Indonesia](https://support.aspireapp.com/migration/faq/id?hsLang=en)
2. [USD Account](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en)
3. [Send Money](https://support.aspireapp.com/migration/faq/id/usd-account?hsLang=en#send-money)

# Guide to AUD Transfers from Aspire USD Account

**What payment methods are used for AUD transfers?**

AUD payments to Australia are paid via AusPayNet.  
AUD payments to countries other than Australia are paid via SWIFT.

**What types of beneficiaries can I transfer AUD to?**

You can send AUD payments to individual and business accounts.

**Is there a limit on the amount I can send?**

There is no maximum limit on the amount you can send. 

**To which countries can I transfer AUD to?** 

- **AusPayNet:** Australia
- **SWIFT**: Any countries **except** the [restricted countries here](https://support.currencycloud.com/hc/en-gb/articles/360017656199).

**How long does it take for the funds to reach the beneficiary?**

AusPayNet transfers are typically processed within one business day, while SWIFT transfers typically take up to 5 business days to process.

**What will be reflected as the sender's name?**

- **AusPayNet**: For AUD transfers sent through AusPayNet, our payment partner, CurrencyCloud's local payout partner's name, will be reflected as the sender's name.
- **SWIFT:** For AUD transfers sent through SWIFT, the ultimate sender's (i.e., Aspire client) name will be reflected as the sender's name.

**Important notes for AUD transfers**

**For AusPayNet transfers**

- Accepted characters of Account Numbers are 5-20 alphanumeric characters
- Accepted digits for BSB Code are six-digits.  
  The BSB code is a six-digit number used to identify the individual branch of an Australian financial institution (equivalent to a UK sort code or US ABA number).
- Non-ASCII characters will be converted to their ASCII equivalents or removed, to the best of our ability, in order to comply with the limitations of the domestic payment system.

**For SWIFT transfers**

- **Beneficiary Postcode** (1-12 characters) and **Beneficiary State or Province** (1 - 255 characters) will be required when you are sending AUD payments to Canada, Mexico, and the USA.
- **IBAN** (15-34 alphanumeric characters with space permitted) must be used when sending payments to all IBAN countries. When sending to non-IBAN countries, an account number must be used.
- **Account number** (1-17 digits) must be used when sending payments to non-IBAN countries. IBAN must be used when sending to all IBAN countries.
- **CLABE** (18 digits) must be used instead of Account Number or IBAN when sending payments to Mexico.
- **Payment Reference** with over 132 characters will be truncated.
- **Payment Reason** stated in the MT103 is appended after the payment reference, if there is space remaining.
- Any characters not supported will be converted to EBCDIC equivalent or removed to comply with SWIFT payment network restrictions. The SWIFT network permits the use of letters, numbers, spaces, and the following symbols: / – ? : ( ) . , ‘ +.

**Questions?** Please log in to the app and reach out in the chat at the bottom right corner of the screen.

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