---
title: How to make a local IDR transfer?
description: You can send money with your IDR Account to any business or individual account in Indonesia without any fee or limit.
---

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- [Account Opening](https://support.aspireapp.com/migrated/faq/account-opening) 
    - [About Us](https://support.aspireapp.com/migrated/faq/account-opening#about-us)
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    - [Receive Locally](https://support.aspireapp.com/migrated/faq/sgd-account#receive-locally)
    - [Send & Receive PayNow Locally](https://support.aspireapp.com/migrated/faq/sgd-account#send-receive-paynow-locally)
    - [Send Internationally](https://support.aspireapp.com/migrated/faq/sgd-account#send-internationally)
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    - [Send Money](https://support.aspireapp.com/migrated/faq/usd-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/usd-account#receive-money)
    - [About your Aspire USD Account](https://support.aspireapp.com/migrated/faq/usd-account#about-your-aspire-usd-account)
- [IDR Account](https://support.aspireapp.com/migrated/faq/idr-account) 
    - [All about IDR Account](https://support.aspireapp.com/migrated/faq/idr-account#all-about-idr-account)
    - [Managing IDR Account](https://support.aspireapp.com/migrated/faq/idr-account#managing-idr-account)
    - [Send Money](https://support.aspireapp.com/migrated/faq/idr-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/idr-account#receive-money)
- [EUR Account](https://support.aspireapp.com/migrated/faq/eur-account) 
    - [Eligibility](https://support.aspireapp.com/migrated/faq/eur-account#eligibility)
    - [About your Aspire EUR Account](https://support.aspireapp.com/migrated/faq/eur-account#about-your-aspire-eur-account)
    - [Send Money](https://support.aspireapp.com/migrated/faq/eur-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/eur-account#receive-money)
- [GBP Account](https://support.aspireapp.com/migrated/faq/gbp-account) 
    - [Eligibility](https://support.aspireapp.com/migrated/faq/gbp-account#eligibility)
    - [About your Aspire GBP Account](https://support.aspireapp.com/migrated/faq/gbp-account#about-your-aspire-gbp-account)
    - [Send Money](https://support.aspireapp.com/migrated/faq/gbp-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/gbp-account#receive-money)
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    - [Claims](https://support.aspireapp.com/migrated/faq/spend-management#claims)
    - [Bills](https://support.aspireapp.com/migrated/faq/spend-management#bills)
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    - [SAP Business One](https://support.aspireapp.com/migrated/faq/accounting-integrations#sap-business-one)
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[Back to home](https://support.aspireapp.com/migrated/faq)

1. [Aspire FAQs](https://support.aspireapp.com/migrated/faq)
2. [IDR Account](https://support.aspireapp.com/migrated/faq/idr-account)
3. Send Money

- [Incorporation](https://support.aspireapp.com/migrated/faq/incorporation)
- [Account Opening](https://support.aspireapp.com/migrated/faq/account-opening) 
    - [About Us](https://support.aspireapp.com/migrated/faq/account-opening#about-us)
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    - [Account Analytics](https://support.aspireapp.com/migrated/faq/account-management#account-analytics)
- [Receipt Management](https://support.aspireapp.com/migrated/faq/receipt-management)
- [SGD Account](https://support.aspireapp.com/migrated/faq/sgd-account) 
    - [General](https://support.aspireapp.com/migrated/faq/sgd-account#general)
    - [Send Locally](https://support.aspireapp.com/migrated/faq/sgd-account#send-locally)
    - [Receive Locally](https://support.aspireapp.com/migrated/faq/sgd-account#receive-locally)
    - [Send & Receive PayNow Locally](https://support.aspireapp.com/migrated/faq/sgd-account#send-receive-paynow-locally)
    - [Send Internationally](https://support.aspireapp.com/migrated/faq/sgd-account#send-internationally)
    - [Receive Internationally](https://support.aspireapp.com/migrated/faq/sgd-account#receive-internationally)
- [USD Account](https://support.aspireapp.com/migrated/faq/usd-account) 
    - [Eligibility](https://support.aspireapp.com/migrated/faq/usd-account#eligibility)
    - [Managing your Aspire USD Account](https://support.aspireapp.com/migrated/faq/usd-account#managing-your-aspire-usd-account)
    - [Send Money](https://support.aspireapp.com/migrated/faq/usd-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/usd-account#receive-money)
    - [About your Aspire USD Account](https://support.aspireapp.com/migrated/faq/usd-account#about-your-aspire-usd-account)
- [IDR Account](https://support.aspireapp.com/migrated/faq/idr-account) 
    - [All about IDR Account](https://support.aspireapp.com/migrated/faq/idr-account#all-about-idr-account)
    - [Managing IDR Account](https://support.aspireapp.com/migrated/faq/idr-account#managing-idr-account)
    - [Send Money](https://support.aspireapp.com/migrated/faq/idr-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/idr-account#receive-money)
- [EUR Account](https://support.aspireapp.com/migrated/faq/eur-account) 
    - [Eligibility](https://support.aspireapp.com/migrated/faq/eur-account#eligibility)
    - [About your Aspire EUR Account](https://support.aspireapp.com/migrated/faq/eur-account#about-your-aspire-eur-account)
    - [Send Money](https://support.aspireapp.com/migrated/faq/eur-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/eur-account#receive-money)
- [GBP Account](https://support.aspireapp.com/migrated/faq/gbp-account) 
    - [Eligibility](https://support.aspireapp.com/migrated/faq/gbp-account#eligibility)
    - [About your Aspire GBP Account](https://support.aspireapp.com/migrated/faq/gbp-account#about-your-aspire-gbp-account)
    - [Send Money](https://support.aspireapp.com/migrated/faq/gbp-account#send-money)
    - [Receive Money](https://support.aspireapp.com/migrated/faq/gbp-account#receive-money)
- [Cards](https://support.aspireapp.com/migrated/faq/cards) 
    - [General Card Information](https://support.aspireapp.com/migrated/faq/cards#general-card-information)
    - [Physical Card](https://support.aspireapp.com/migrated/faq/cards#physical-card)
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    - [Debit Cards](https://support.aspireapp.com/migrated/faq/cards#debit-cards)
- [Spend Management](https://support.aspireapp.com/migrated/faq/spend-management) 
    - [Budgets](https://support.aspireapp.com/migrated/faq/spend-management#budgets)
    - [Claims](https://support.aspireapp.com/migrated/faq/spend-management#claims)
    - [Bills](https://support.aspireapp.com/migrated/faq/spend-management#bills)
- [Revenue Management](https://support.aspireapp.com/migrated/faq/revenue-management) 
    - [General](https://support.aspireapp.com/migrated/faq/revenue-management#general)
    - [Invoices](https://support.aspireapp.com/migrated/faq/revenue-management#invoices)
    - [Payment Link](https://support.aspireapp.com/migrated/faq/revenue-management#payment-link)
    - [Payment Gateway](https://support.aspireapp.com/migrated/faq/revenue-management#payment-gateway)
- [Accounting Integrations](https://support.aspireapp.com/migrated/faq/accounting-integrations) 
    - [Xero](https://support.aspireapp.com/migrated/faq/accounting-integrations#xero)
    - [NetSuite](https://support.aspireapp.com/migrated/faq/accounting-integrations#netsuite)
    - [QuickBooks](https://support.aspireapp.com/migrated/faq/accounting-integrations#quickbooks)
    - [Jurnal](https://support.aspireapp.com/migrated/faq/accounting-integrations#jurnal)
    - [Accurate](https://support.aspireapp.com/migrated/faq/accounting-integrations#accurate)
    - [Export Data](https://support.aspireapp.com/migrated/faq/accounting-integrations#export-data)
    - [Category Management](https://support.aspireapp.com/migrated/faq/accounting-integrations#category-management)
    - [SAP Business One](https://support.aspireapp.com/migrated/faq/accounting-integrations#sap-business-one)
    - [Zoho Expense](https://support.aspireapp.com/migrated/faq/accounting-integrations#zoho-expense)
- [Payment Platforms](https://support.aspireapp.com/migrated/faq/payment-platforms) 
    - [Stripe](https://support.aspireapp.com/migrated/faq/payment-platforms#stripe)
    - [PayPal](https://support.aspireapp.com/migrated/faq/payment-platforms#paypal)
    - [Shopify](https://support.aspireapp.com/migrated/faq/payment-platforms#shopify)
    - [Apple App Store](https://support.aspireapp.com/migrated/faq/payment-platforms#apple-app-store)
    - [Qoo10](https://support.aspireapp.com/migrated/faq/payment-platforms#qoo10)
    - [Lazada](https://support.aspireapp.com/migrated/faq/payment-platforms#lazada)
    - [Shopee](https://support.aspireapp.com/migrated/faq/payment-platforms#shopee)
    - [Etsy](https://support.aspireapp.com/migrated/faq/payment-platforms#etsy)
- [Subscription Plan](https://support.aspireapp.com/migrated/faq/subscription-plan) 
    - [Services & Value](https://support.aspireapp.com/migrated/faq/subscription-plan#services-value)
    - [Billing](https://support.aspireapp.com/migrated/faq/subscription-plan#billing)
- [Safety and Security](https://support.aspireapp.com/migrated/faq/safety-and-security) 
    - [Funds Safety](https://support.aspireapp.com/migrated/faq/safety-and-security#funds-safety)
    - [Security and Fraud Controls](https://support.aspireapp.com/migrated/faq/safety-and-security#security-and-fraud-controls)
    - [Other Queries](https://support.aspireapp.com/migrated/faq/safety-and-security#other-queries)
    - [Personal Data Protection Act (PDPA)](https://support.aspireapp.com/migrated/faq/safety-and-security#personal-data-protection-act-pdpa)
- [Others](https://support.aspireapp.com/migrated/faq/others)
- [Google Work Space](https://support.aspireapp.com/migrated/faq/google-work-space) 
    - [Common FAQs for set up in Google Workspace Portal](https://support.aspireapp.com/migrated/faq/google-work-space#common-faqs-for-set-up-in-google-workspace-portal)
    - [Initial Activation](https://support.aspireapp.com/migrated/faq/google-work-space#initial-activation)
    - [Setting Up](https://support.aspireapp.com/migrated/faq/google-work-space#setting-up)
    - [Admin & Storage](https://support.aspireapp.com/migrated/faq/google-work-space#admin-storage)

# How to make a local IDR transfer?

## You can send money with your IDR Account to any business or individual account in Indonesia without any fee or limit.

### How to make local IDR transfer

Follow the guides below to make a local IDR transfer: 

1. Click **IDR Account **on your Aspire dashboard   
   ![](https://support.aspireapp.com/hubfs/Knowledge%20Base%20Import/image-png-Apr-13-2023-08-04-24-6636-AM.png)
2. Select **Submit a transfer** on the right side of the page   
   ![Screenshot-2023-04-13-150335](https://support.aspireapp.com/hs-fs/hubfs/Knowledge%20Base%20Import/Screenshot-2023-04-13-150335.png?width=548&height=236&name=Screenshot-2023-04-13-150335.png)
3. Select a **Recipient **or create a **New Recipient   
   ![Screenshot-2023-04-13-150531](https://support.aspireapp.com/hs-fs/hubfs/Knowledge%20Base%20Import/Screenshot-2023-04-13-150531.png?width=491&height=416&name=Screenshot-2023-04-13-150531.png)**
4. Fill in the **amount** you want to send   
   ![Screenshot-2023-04-13-150959](https://support.aspireapp.com/hs-fs/hubfs/Knowledge%20Base%20Import/Screenshot-2023-04-13-150959.png?width=431&height=417&name=Screenshot-2023-04-13-150959.png)  
   We will **automatically select the best network system** at the time, to get your funds sent in real-time (RTOL, SKN/RTGS/ BI-FAST). **[Click here](https://support.aspireapp.com/faq/which-transaction-system-is-being-used-to-send-my-idr-funds?hs_preview=FuDGngnj-110827559177)** to find out more about the IDR transfer network system.  
5. Assign this to your desired budget (optional)
6. Pick a category that best describes this transaction (required) 
7. You can also include **references, internal notes,** or **schedule your payment! **
8. Click **continue** to review your payment 
9. Click **Confirm** to send your payment  

Or you can watch the video below: 

#### Various Virtual Accounts to support your transactions: 

You can also receive funds to your IDR from account users registered at Aspire without any limits through the Virtual Account (VA)options below.

- Bank Mandiri
- CIMB
- Permata
- Maybank
- Bank BRI
- Bank BNI (up to IDR 50 million per transaction\*)

Information regarding VA choices will be provided to users when registering for an IDR account.

#### **Do keep in mind the following information:**

- Minimum transfer amount is IDR 10,000.00.
- You can make instant transfers for up to IDR 50,000,000.00
- You can also transfer beyond IDR 50,000,000.00 and it will arrive within one working day, depending on the recipient bank. An estimate of how long the transfer will take will be shown when you enter the amount.

**Reminder:**

- To make any transactions or create a recipient for your IDR Account, make sure that you have a minimum balance of IDR 10,000 on your account
- Currently, Aspire cannot make transfers to VA BCA due to BCA policy. Please choose the payment option via VA provided above.

**Questions?** Please log in to the app and reach out in the chat at the bottom right corner of the screen.

---

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Aspire FAQs

- [Go to Aspireapp](https://aspireapp.com)
- <https://support.aspireapp.com/migrated/faq/kb-tickets/new>

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