---
title: Apakah ada biaya transfer pada akun IDR saya?
description: Kunjungi artikel ini untuk mengetahui tentang biaya yang diterapkan ke akun IDR Anda.
---

[![logo perusahaan](https://support.aspireapp.com/hs-fs/hubfs/Aspire%20Logo%20202011.png?height=120&name=Aspire%20Logo%20202011.png)](https://aspireapp.com/) 

[FAQ](https://support.aspireapp.com/id/migrated/faq)

- [Kunjungi situs Aspireapp](https://aspireapp.com/id-ID)
- <https://support.aspireapp.com/id/migrated/faq/kb-tickets/new>

- [English](https://support.aspireapp.com/migrated/faq/what-are-the-transfer-fees-on-my-idr-account)
- [简体中文](https://support.aspireapp.com/zh-cn/migrated/faq/印尼币账户/印尼币账户的所有信息)

 Informasi Umum

- [Pembukaan Akun](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun) 
    - [Tentang Kami](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun#tentang-kami)
    - [Persyaratan & Pembuatan Akun Baru](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun#persyaratan-pembuatan-akun-baru)
    - [Lainnya](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun#lainnya)
- [Manajemen Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun) 
    - [Akses Multi-Pengguna](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#akses-multi-pengguna)
    - [Kebijakan Persetujuan Transfer](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#kebijakan-persetujuan-transfer)
    - [Pengaturan Notifikasi](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#pengaturan-notifikasi)
    - [Detail Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#detail-akun)
    - [Penutupan Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#penutupan-akun)
    - [Analitik Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#analitik-akun)
- [Manajemen Tanda Terima](https://support.aspireapp.com/id/migrated/faq/manajemen-tanda-terima)
- [Akun SGD](https://support.aspireapp.com/id/migrated/faq/akun-sgd) 
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-sgd#informasi-umum)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-sgd#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-sgd#menerima-dana)
    - [Kirim dan Terima Paynow secara lokal](https://support.aspireapp.com/id/migrated/faq/akun-sgd#kirim-dan-terima-paynow-secara-lokal)
    - [Mengirim Dana ke Luar Negeri](https://support.aspireapp.com/id/migrated/faq/akun-sgd#mengirim-dana-ke-luar-negeri)
    - [Menerima Dana dari Luar Negeri](https://support.aspireapp.com/id/migrated/faq/akun-sgd#menerima-dana-dari-luar-negeri)
- [Akun USD](https://support.aspireapp.com/id/migrated/faq/akun-usd) 
    - [Syarat dan Ketentuan](https://support.aspireapp.com/id/migrated/faq/akun-usd#syarat-dan-ketentuan)
    - [Mengelola Akun USD Anda](https://support.aspireapp.com/id/migrated/faq/akun-usd#mengelola-akun-usd-anda)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-usd#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-usd#menerima-dana)
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-usd#informasi-umum)
- [Akun IDR](https://support.aspireapp.com/id/migrated/faq/akun-idr) 
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-idr#informasi-umum)
    - [Mengelola Akun IDR](https://support.aspireapp.com/id/migrated/faq/akun-idr#mengelola-akun-idr)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-idr#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-idr#menerima-dana)
- [Akun EUR](https://support.aspireapp.com/id/migrated/faq/akun-eur) 
    - [Syarat dan Ketentuan](https://support.aspireapp.com/id/migrated/faq/akun-eur#syarat-dan-ketentuan)
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-eur#informasi-umum)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-eur#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-eur#menerima-dana)
- [Akun GBP](https://support.aspireapp.com/id/migrated/faq/akun-gbp) 
    - [Syarat dan Ketentuan](https://support.aspireapp.com/id/migrated/faq/akun-gbp#syarat-dan-ketentuan)
    - [Informasi umum](https://support.aspireapp.com/id/migrated/faq/akun-gbp#informasi-umum)
    - [Kirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-gbp#kirim-dana)
    - [Terima Dana](https://support.aspireapp.com/id/migrated/faq/akun-gbp#terima-dana)
- [Kartu](https://support.aspireapp.com/id/migrated/faq/kartu) 
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/kartu#informasi-umum)
    - [Kartu Fisik](https://support.aspireapp.com/id/migrated/faq/kartu#kartu-fisik)
    - [Kartu Advance](https://support.aspireapp.com/id/migrated/faq/kartu#kartu-advance)
    - [Kartu Debit](https://support.aspireapp.com/id/migrated/faq/kartu#kartu-debit)
- [Manajemen Pengeluaran](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran) 
    - [Anggaran](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran#anggaran)
    - [Klaim](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran#klaim)
    - [Tagihan](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran#tagihan)
- [Manajemen Pendapatan](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan) 
    - [Informasi umum](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#informasi-umum)
    - [Invoices](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#invoices)
    - [Link Pembayaran](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#link-pembayaran)
    - [Payment Gateway](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#payment-gateway)
- [Integrasi Akuntansi](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi) 
    - [Xero](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#xero)
    - [NetSuite](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#netsuite)
    - [QuickBooks](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#quickbooks)
    - [Jurnal](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#jurnal)
    - [Accurate](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#accurate)
    - [Ekspor Data](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#ekspor-data)
    - [Manajemen Kategori](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#manajemen-kategori)
    - [SAP Business One](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#sap-business-one)
    - [Zoho Expense](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#zoho-expense)
- [Platform Pembayaran](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran) 
    - [Stripe](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#stripe)
    - [PayPal](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#paypal)
    - [Shopify](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#shopify)
    - [Apple App Store](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#apple-app-store)
    - [Qoo10](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#qoo10)
    - [Lazada](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#lazada)
    - [Shopee](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#shopee)
    - [Etsy](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#etsy)
- [Paket Berlangganan](https://support.aspireapp.com/id/migrated/faq/paket-berlangganan) 
    - [Layanan dan Value](https://support.aspireapp.com/id/migrated/faq/paket-berlangganan#layanan-dan-value)
    - [Penagihan](https://support.aspireapp.com/id/migrated/faq/paket-berlangganan#penagihan)
- [Keamanan Data](https://support.aspireapp.com/id/migrated/faq/keamanan-data) 
    - [Keamanan Dana](https://support.aspireapp.com/id/migrated/faq/keamanan-data#keamanan-dana)
    - [Kontrol Keamanan dan Kecurangan](https://support.aspireapp.com/id/migrated/faq/keamanan-data#kontrol-keamanan-dan-kecurangan)
    - [Pertanyaan Lainnya](https://support.aspireapp.com/id/migrated/faq/keamanan-data#pertanyaan-lainnya)
    - [Undang-Undang Perlindungan Data Pribadi](https://support.aspireapp.com/id/migrated/faq/keamanan-data#undang-undang-perlindungan-data-pribadi)
- [Lainnya](https://support.aspireapp.com/id/migrated/faq/lainnya)
- [Google Work Space](https://support.aspireapp.com/id/migrated/faq/google-work-space) 
    - [FAQ umum untuk set up | Di Portal Google](https://support.aspireapp.com/id/migrated/faq/google-work-space#faq-umum-untuk-set-up-di-portal-google)
    - [Aktivasi Awal](https://support.aspireapp.com/id/migrated/faq/google-work-space#aktivasi-awal)
    - [Pengaturan](https://support.aspireapp.com/id/migrated/faq/google-work-space#pengaturan)

[Kembali ke beranda](https://support.aspireapp.com/id/migrated/faq)

1. [FAQ](https://support.aspireapp.com/id/migrated/faq)
2. [Akun IDR](https://support.aspireapp.com/id/migrated/faq/akun-idr)
3. Informasi Umum

- [Pembukaan Akun](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun) 
    - [Tentang Kami](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun#tentang-kami)
    - [Persyaratan & Pembuatan Akun Baru](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun#persyaratan-pembuatan-akun-baru)
    - [Lainnya](https://support.aspireapp.com/id/migrated/faq/pembukaan-akun#lainnya)
- [Manajemen Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun) 
    - [Akses Multi-Pengguna](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#akses-multi-pengguna)
    - [Kebijakan Persetujuan Transfer](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#kebijakan-persetujuan-transfer)
    - [Pengaturan Notifikasi](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#pengaturan-notifikasi)
    - [Detail Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#detail-akun)
    - [Penutupan Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#penutupan-akun)
    - [Analitik Akun](https://support.aspireapp.com/id/migrated/faq/manajemen-akun#analitik-akun)
- [Manajemen Tanda Terima](https://support.aspireapp.com/id/migrated/faq/manajemen-tanda-terima)
- [Akun SGD](https://support.aspireapp.com/id/migrated/faq/akun-sgd) 
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-sgd#informasi-umum)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-sgd#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-sgd#menerima-dana)
    - [Kirim dan Terima Paynow secara lokal](https://support.aspireapp.com/id/migrated/faq/akun-sgd#kirim-dan-terima-paynow-secara-lokal)
    - [Mengirim Dana ke Luar Negeri](https://support.aspireapp.com/id/migrated/faq/akun-sgd#mengirim-dana-ke-luar-negeri)
    - [Menerima Dana dari Luar Negeri](https://support.aspireapp.com/id/migrated/faq/akun-sgd#menerima-dana-dari-luar-negeri)
- [Akun USD](https://support.aspireapp.com/id/migrated/faq/akun-usd) 
    - [Syarat dan Ketentuan](https://support.aspireapp.com/id/migrated/faq/akun-usd#syarat-dan-ketentuan)
    - [Mengelola Akun USD Anda](https://support.aspireapp.com/id/migrated/faq/akun-usd#mengelola-akun-usd-anda)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-usd#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-usd#menerima-dana)
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-usd#informasi-umum)
- [Akun IDR](https://support.aspireapp.com/id/migrated/faq/akun-idr) 
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-idr#informasi-umum)
    - [Mengelola Akun IDR](https://support.aspireapp.com/id/migrated/faq/akun-idr#mengelola-akun-idr)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-idr#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-idr#menerima-dana)
- [Akun EUR](https://support.aspireapp.com/id/migrated/faq/akun-eur) 
    - [Syarat dan Ketentuan](https://support.aspireapp.com/id/migrated/faq/akun-eur#syarat-dan-ketentuan)
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/akun-eur#informasi-umum)
    - [Mengirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-eur#mengirim-dana)
    - [Menerima Dana](https://support.aspireapp.com/id/migrated/faq/akun-eur#menerima-dana)
- [Akun GBP](https://support.aspireapp.com/id/migrated/faq/akun-gbp) 
    - [Syarat dan Ketentuan](https://support.aspireapp.com/id/migrated/faq/akun-gbp#syarat-dan-ketentuan)
    - [Informasi umum](https://support.aspireapp.com/id/migrated/faq/akun-gbp#informasi-umum)
    - [Kirim Dana](https://support.aspireapp.com/id/migrated/faq/akun-gbp#kirim-dana)
    - [Terima Dana](https://support.aspireapp.com/id/migrated/faq/akun-gbp#terima-dana)
- [Kartu](https://support.aspireapp.com/id/migrated/faq/kartu) 
    - [Informasi Umum](https://support.aspireapp.com/id/migrated/faq/kartu#informasi-umum)
    - [Kartu Fisik](https://support.aspireapp.com/id/migrated/faq/kartu#kartu-fisik)
    - [Kartu Advance](https://support.aspireapp.com/id/migrated/faq/kartu#kartu-advance)
    - [Kartu Debit](https://support.aspireapp.com/id/migrated/faq/kartu#kartu-debit)
- [Manajemen Pengeluaran](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran) 
    - [Anggaran](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran#anggaran)
    - [Klaim](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran#klaim)
    - [Tagihan](https://support.aspireapp.com/id/migrated/faq/manajemen-pengeluaran#tagihan)
- [Manajemen Pendapatan](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan) 
    - [Informasi umum](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#informasi-umum)
    - [Invoices](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#invoices)
    - [Link Pembayaran](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#link-pembayaran)
    - [Payment Gateway](https://support.aspireapp.com/id/migrated/faq/manajemen-pendapatan#payment-gateway)
- [Integrasi Akuntansi](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi) 
    - [Xero](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#xero)
    - [NetSuite](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#netsuite)
    - [QuickBooks](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#quickbooks)
    - [Jurnal](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#jurnal)
    - [Accurate](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#accurate)
    - [Ekspor Data](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#ekspor-data)
    - [Manajemen Kategori](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#manajemen-kategori)
    - [SAP Business One](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#sap-business-one)
    - [Zoho Expense](https://support.aspireapp.com/id/migrated/faq/integrasi-akuntansi#zoho-expense)
- [Platform Pembayaran](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran) 
    - [Stripe](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#stripe)
    - [PayPal](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#paypal)
    - [Shopify](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#shopify)
    - [Apple App Store](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#apple-app-store)
    - [Qoo10](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#qoo10)
    - [Lazada](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#lazada)
    - [Shopee](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#shopee)
    - [Etsy](https://support.aspireapp.com/id/migrated/faq/platform-pembayaran#etsy)
- [Paket Berlangganan](https://support.aspireapp.com/id/migrated/faq/paket-berlangganan) 
    - [Layanan dan Value](https://support.aspireapp.com/id/migrated/faq/paket-berlangganan#layanan-dan-value)
    - [Penagihan](https://support.aspireapp.com/id/migrated/faq/paket-berlangganan#penagihan)
- [Keamanan Data](https://support.aspireapp.com/id/migrated/faq/keamanan-data) 
    - [Keamanan Dana](https://support.aspireapp.com/id/migrated/faq/keamanan-data#keamanan-dana)
    - [Kontrol Keamanan dan Kecurangan](https://support.aspireapp.com/id/migrated/faq/keamanan-data#kontrol-keamanan-dan-kecurangan)
    - [Pertanyaan Lainnya](https://support.aspireapp.com/id/migrated/faq/keamanan-data#pertanyaan-lainnya)
    - [Undang-Undang Perlindungan Data Pribadi](https://support.aspireapp.com/id/migrated/faq/keamanan-data#undang-undang-perlindungan-data-pribadi)
- [Lainnya](https://support.aspireapp.com/id/migrated/faq/lainnya)
- [Google Work Space](https://support.aspireapp.com/id/migrated/faq/google-work-space) 
    - [FAQ umum untuk set up | Di Portal Google](https://support.aspireapp.com/id/migrated/faq/google-work-space#faq-umum-untuk-set-up-di-portal-google)
    - [Aktivasi Awal](https://support.aspireapp.com/id/migrated/faq/google-work-space#aktivasi-awal)
    - [Pengaturan](https://support.aspireapp.com/id/migrated/faq/google-work-space#pengaturan)

# Apakah ada biaya transfer pada akun IDR saya?

### Transfer lokal IDR

*Transfer IDR lokal mengacu pada transaksi antara rekening bank Indonesia dengan Akun Aspire IDR Anda.*

- **Mengirim Transfer:** 
    - Transfer tunggal: Saat ini, semua transfer lokal dari akun IDR Anda GRATIS hingga 10 transaksi per bulan (tidak termasuk transfer yang dikirim menggunakan sistem transaksi RTGS). Selain itu, akan dikenakan biaya sebagai berikut:  
          - BI - FAST: Rp 2.200 
          - RTOL: Rp 3.000
          - SKN : Rp 2.800 
          - RTGS : Rp 28.000
- - Transfer massal: Biaya akan ditentukan**\*** berdasarkan sistem transaksi yang digunakan untuk setiap transfer dalam transfer massal yang Anda buat. 
          - BI - FAST: Rp 2.200 
          - RTOL: Rp 3.000
          - SKN : Rp 2.800 
          - RTGS : Rp 28.000

**\*** Umumnya kami mengirimkan semua transfer IDR lokal melalui BI-FAST. Namun jika bank tujuan tidak mendukung transfer BI-FAST, kami akan menggunakan alternatif (RTOL/SKN/RTGS) yang mungkin memakan waktu lebih lama. 

Anda dapat melihat rincian biaya pastinya di halaman detail transfer setelah transaksi.

- **Menerima Transfer:** Anda dapat menerima transfer lokal ke Akun Aspire IDR Anda secara gratis!

### Transfer FX IDR 

*Transfer FX IDR mengacu pada transfer yang dikirim atau diterima dari mata uang selain IDR. *

- **Mengirim Transfer: ** Saat ini, kami menerapkan nol biaya FX dan nilai mata uang yang kompetitif untuk transfer FX yang dikirim dari Akun IDR Anda!
- **Menerima Transfer:** Saat ini, kami tidak mengenakan biaya FX saat menerima transfer FX ke Rekening IDR Anda! 

**Ada pertanyaan?** Silakan login ke aplikasi Aspire dan hubungi kami melalui chatbox di pojok kanan bawah.

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FAQ

- [Kunjungi situs Aspireapp](https://aspireapp.com/id-ID)
- <https://support.aspireapp.com/id/migrated/faq/kb-tickets/new>