What are the fees when receiving funds into my USD Account?


There are 3 different USD Accounts you may receive into. 
2. Community Federals Savings Bank Account 
3. The Currency Cloud Limit Bank Account

If you're using DBS USD account details

  • An inward Swift/Telegraphic Transfer Fee of 7 USD will be charged after the funds land in your account.

Related Article: How can I receive transfers to my DBS USD Account?

Need clarity on DBS USD Account? Please complete this form "Submit a Query" to submit your interest in DBS USD Account, or any further queries.

If you're using Community Federals Savings Bank account details

  • Local transfers, within the US are through ACH or ABA/Fedwire , there is no fee for these transfers. 

If you're using The CurrencyCloud Limited Bank account details

  • Transfers outside the US that are USD to USD using SWIFT payment, will incur a USD 8.00 fee. Note: if you receive within the US using the SWIFT network, you will also be charged USD 8.00 fee.
  • Transfers that convert into another currency other than USD will be converted at the best rates, which are up to 3x cheaper than banks. These transfers will also incur an 8.00 USD Fee.

Here is the list of countries you can receive from.

Important note: SWIFT transfers may involve intermediary/correspondent banks fees that may be deducted from the received amount. This fee varies based on the correspondent banks used by SWIFT network and can be between $7 - $60. You are unable to select the intermediary bank. 

A summary of the fees can be found in the table below:


Local Transfers

(Within the US)

Local Transfers

(Other supported countries)

SWIFT Transfers
(Overseas or within US)



1 - 3 working days*

Local rails in supported Countries

1 - 3 working days*


3 - 5 working days


Currency USD Available Currencies Available Currencies
Transfer Limit USD 1,000,000 Depending on currency Depending on currency
FX Rate NA Best rates, up to 3x cheaper than banks Best rates, up to 3x cheaper than banks

USD 8.00

 (for SHA charge type)**

USD 15.00 - 45.00

Intermediary Bank Fees NA NA

USD 5.00 - 60.00

(for SHA charge type)**

USD 0 

(for OUR charge type)**

*Subjected to compliance checks

** What are Shared (SHA) and Our (OUR) Charges?


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