What are the fees when sending funds from my USD account?

If you're using the DBS USD Account

The fee for outward Swift/Telegraphic is 20 USD + Intermediary Bank Agent fees (if any, charged at a later date).

  • Intermediary bank fees cannot be determined at the time of transfer
  • There will be additional FX partner charges for cross-border transactions and FX conversions
  • You are required to maintain a minimum of 50 USD after the full outbound transfer amount, for the purpose of charging intermediary bank agent fees (if any)
  • There are no fall-below fees if your account is below 50 USD, but you will be unable to make any outbound transfers or spend on your Aspire card linked to this USD account if your balance is less than 50 USD

Related Article: How can I send transfers from my DBS USD Account?

Need clarity on DBS USD Account? Please complete this form "Submit a Query".

If you're using The Currency Cloud Limited USD Account

  • Local transfers, within the US are through ACH or ABA/Fedwire , there is no fee for these transfers.
  • Transfers outside the US that are USD to USD using SWIFT payment, will incur a USD 8.00 fee. Note: if you send within the US using the SWIFT network, you will also be charged USD 8.00 fee.
  • Transfers that convert into another currency other than USD will be converted at the best rates, which are up to 3x cheaper than banks. These transfers will also incur an 8.00 USD Fee.

Important note: SWIFT transfers may involve intermediary/correspondent banks fees that may be deducted from the sent amount. This fee varies based on the correspondent banks used by SWIFT network and can be between $7 - $60. You are unable to select the intermediary bank. 

A summary of the fees can be found in the table below:


Local Transfers

(Within the US)

Local Transfers

(Other supported countries)

SWIFT Transfers
(Overseas or within US)


1 - 3 working days*

Local rails in supported Countries

1 - 3 working days*


2 - 5 working days


Currency USD Available Currencies Available Currencies
Transfer Limit USD 1,000,000 Depending on currency Depending on currency
FX Rate NA Best rates, up to 3x cheaper than banks Best rates, up to 3x cheaper than banks

USD 8.00

 (for SHA charge type)**

USD 15.00 - 45.00

(for OUR charge type based on destination country)**

Intermediary Bank Fees NA NA

USD 5.00 - 60.00

(for SHA charge type)**


(for OUR charge type)**

*Subjected to compliance checks

** What are Shared (SHA) and Our (OUR) Charges?

** List destination Country fees based on Tier 

You can learn more about how to send an International Transfer using your CurrencyCloud USD Account in the video below:

HubSpot Video

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