How long does it take for my Aspire USD transfer to reach my recipient?

An estimated time of arrival (ETA) of your transaction will be displayed in-app once the transaction has been initiated successfully.

Please refer to the below table for reference timings* based on payment methods:

Transfer type	ETA
Local ACH or ABA/Fedwire transfers	1-2 working days*
SWIFT Transfer	3-5 business days*

*Subjected to compliance checks.

If your transfer has not been received by your beneficiary for more than 5 business days, please reach out to us, and we will be happy to assist you in tracing your funds.

Note: If your transfer was rejected by the beneficiary, it may take up to two weeks or more before it is returned to your account. You may view our article to learn more details.

Questions? Please log in to the app and reach out in the chat at the bottom right corner of the screen.

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