1. FAQ
  2. USD Account
  3. Receive Internationally

How do I fund my USD MCA Account? How long does it take for the funds to reach my MCA account?

You can top up your USD account in 2 main ways:

  From USA

From 180+ countries

(with "*" are not included)

Account No. To USD Local Account To USD SWIFT Account
Methods ACH & ABA/Fedwire Transfers SWIFT Transfer 
Speed 1-2 days* 2-5 business days*

ACH: $5M

ABA/Fedwire: $1M

No limit
Currency USD Supported currencies
Aspire Fees $0


FX Rate -

Best rates up to 3x cheaper than banks


*Subjected to compliance checks. 

If you’ve been waiting for longer than the expected delivery time for funds to be reflected in your account, please request for a transfer receipt or MT103 (for transfers via SWIFT) from your sender.

As the receiving party, our payment partner has limited visibility on inbound transactions. We strongly advise that you reach out to the sender and request them to issue a trace of funds through the sending bank.


Questions? If you'd like more assistance before going ahead, please let us know here or call us at +65 3165 1500 during business hours (Mon - Fri, 9:30 AM - 6:30 PM SGT).