You can top up your account by 2 main ways:

Transferring money in locally: Local transfers can be made electronically to your Aspire SGD accounts. Your Aspire accounts can receive monies via GIRO or FAST transfers made to your 17 digit Aspire SGD account number found here.

Transferring money in internationally: You will be able to receive foreign transfers (converted to SGD) by activating your SWIFT account details within the app here (subject to the SWIFT account's T&Cs). Your foreign currency will be converted into SGD at a low transparent fee of 0.5% (except SGD*) and at mid-market foreign Reuters exchange rate. While some banks might show a 0% fee, they incorporate a margin of ~1.5% in their foreign exchange rates, while Aspire does not take any further on the FX rate. This is why Aspire is cheaper. International transfers are exchanged at Reuters mid-market rate for 12 preferred currencies - USD, EUR, GBP, AUD, CAD, CHF, CNH, JPY, HKD, NOK, NZD, SEK. 

* International SGD is received at a flat fee of 35 SGD - regardless of amount.

You can receive funds from 56 countries, listed below. Funds originating from countries not in this list will not be accepted. 

Åland Islands Austria Australia Belgium Bulgaria Canada Cayman Island China Croatia Cyprus Czech Republic Denmark Estonia France French Guiana Germany Gibraltal Greece Guadeloupe Guernsey Hongkong Hungary Iceland India Ireland Isle of man Israel Italy Japan Jersey Latvia Liechtenstein Lithuania Luxembourg Malta Martinique Mayotte Monaco Netherlands New Zealands Norway Poland Portugal Réunion Romania Saint Martin (French part) Singapore Slovakia Slovenia South Africa South Korea Spain Switzerland Taiwan United Kingdom United States.

For help with receiving international transfers outside the above listed countries, feel free to contact Customer Success at

Questions? Please let us know here or call us at +65 3165 1500 during business hours (Mon - Fri, 9:30 AM - 6:30 PM SGT).