SGD transfers are free. For foreign currency transfers, rates depend on the transfer type. 

1. Outbound transfers with Wise

Transfers are done at mid-market FX rate and are charged with the standard Wise fee. Wise offers amongst the best conversion rates in the market. 

Would you like to simulate the FX rate & fees on a transaction? Check the historical mid-market rate here. You can also re-compute the transfer fees here.

2. Inbound FAST transfers (within Singapore only)

Aspire takes no fees on these transfers. The transfers are done at the FX rate of the sender bank, and no fee.

3. Inbound International Telegraphic Transfers
Transfers are done at mid-market exchange rate*, with a low transparent fee of 0.5% per transaction amount - 3x cheaper than conventional banks. 
While some banks might show a 0% fee, they incorporate a margin of ~1.5% in their foreign exchange rates, while Aspire does not take any margin on the FX rate. That is why Aspire offers the best rates in the market.

* - Incoming international SGD transfers are charged at a flat incoming fee of 35SGD

You can also check our detailed pricing benchmark 

Questions? Please let us know here or call us at +65 3165 1500 during business hours (Mon - Fri, 9:30 AM - 6:30 PM SGT).